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What is a Jumbo loan?

 A jumbo loan is financing that allows borrowers to buy luxury homes or refinance existing large mortgages by exceeding the loan limits set by the Federal Housing Finance Agency (FHFA).


What benefits do Jumbo loans have?

Jumbo loans allow you to borrow the money needed to purchase luxury properties with more suitable loan terms while meeting the following requirements. Credit score above 700, DTI under 43% and proof of funds. 


Where do I start?

Contact us today to complete a home loan approval questionnaire. The Vallejo Team will support and educate you every step of the process.